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Overview

This is a short-term investment product offered by the Bank of Ghana on behalf of the government to customers, typically through universal banks. You also have the opportunity to invest with us. Purchasing a treasury bill is lending money to the government.

What you get with Treasury Bill

  • This is a risk-free Investment
  • You can easily convertit into cash
  • There is no transaction cost

Things to Know before Investing

  • Bills are issued on a discount basis (payment of interest up-front) (optional)
  • Fixed interest rates determined through competitive auctions conducted by the Bank of Ghana
  • Bills are traded on the primary or secondary market in the following tenors (91, 182 and 364 days) 

How to open T-Bill Account

  • Open an Account with us
  • Provide a passport-size photo
  • ECOWAS Identity Card (Ghana Card)
  • CSD Client ID (account held with Central Securities Depository) 
  • The Initial Investment Amount

Note: You do need to provide all the above if you already have an account with us.