It is an ideal product for petty traders who wish to save daily or weekly, and small businesses, or groups to save regularly.
Features: Daily, weekly, or monthly contributions via mobile collectors or digital platforms, interest earnings (2–8% annually), and flexible withdrawals (e.g., 3–4 per month).
Benefits: Encourages disciplined saving, supports financial goals like business expansion or emergencies, and enhances accessibility through mobile banking.
Requirements: Valid ID, proof of address, minimum initial deposit (e.g., GHC 5.00), and agreement on contribution schedule.